FRESH Downloads

REALTunes Checking gives you $5 in refunds from iTunes® every monthly qualification cycle.

Fresh Downloads

REALTunes Checking is digital entertainment made easy. Download everything iTunes® have to offer, including new album releases, television shows, books, movies, and iPhone/iPod apps. Free checking has never been so entertaining.

  • $10

    in REFUNDS just for signing up*

  • $5

    in REFUNDS each cycle you qualify*

It’s just one more great reason to choose The Girard National Bank for all of your banking needs.

FREE Checking

Checking with no monthly service fee, no minimum balance to maintain, ATM fee refunds* and online banking.


Free Checking

Not only is this account free, but we actually give you great benefits as well. You receive $5 in download reimbursements and ATM fee refunds each monthly qualification cycle. There’s also no minimum balance to maintain, and free online banking for your convenience.

  • FREE online banking
  • NO minimum balance
  • ATM fee refunds
  • NO monthly service fee

If digital downloads make you happy, this is the checking account for you.

EASY Qualifications

Simple things like using your debit card, receiving eStatement notice, and logging into online banking.


Easy Qualifications

When we say it's easy to qualify, we mean just that. Each monthly qualification cycle, simply do things you probably already do.

  • Have at least 12 MasterCard debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

If there's a cycle you don't qualify, don't worry. There's no penalty and you still have a free checking account with no minimum balance to maintain. Plus, you can always earn fresh downloads and ATM fee refunds in the following qualification cycle.

What other account offers you so much for doing things you probably already do?